Critical illness cover pays out a lump sum or a regular monthly income if you're diagnosed with a critical illnesses from a list of specified Critical Illnesses.
If you're diagnosed with any of the critical illnesses covered, or you're totally and permanently disabled, the Insurance Company would pay out - making it easier to cope financially at a time when you need to concentrate on getting better.
This cover also gives you up to £20,000 (each company has its own amounts) free children's critical illness cover for each of your children.
You can decide what kind of cover you want, depending on your circumstances.
If you want a lump sum for you and your family, you choose between an amount that stays the same, one that goes down in line with your outstanding mortgage or one that goes up with inflation.
With single life cover, you can decide to insure yourself or your partner separately, within one policy. This would mean your Company would pay out twice if you were both diagnosed with a critical illness.
With joint life cover you can insure yourself and your partner together and the policy would pay out just once - when the first person was diagnosed with a critical illness.
Critical illness cover will help you, your partner, or your family keep the lifestyle you’re used to if you become critically ill.
Tel: 07711 005774
Fax: 0191 5006767
EMH Financial Planning
11 Constable Gardens
Or use our contact form.
Life has so many surprises it's best to be prepared and have a partner you can count on.