Life & Critical Illness cover gives you or your family a lump sum or regular monthly income if you die, are diagnosed with a terminal illness, are diagnosed with a critical illness from a list of specified illnesses, or are totally and permanently disabled - whichever happens first.
Life or critical illness cover will give you and your family the financial stability you need to cope with the emotional and financial burdens that illness and death can bring. And with life or critical illness cover, you also get up to £20,000 (depending on the company) free children's critical illness cover for each child.
You can decide what kind of cover you want, depending on your circumstances.
If you want a lump sum for you and your family, you choose between an amount that stays the same, one that goes down in line with your outstanding mortgage or one that goes up with inflation
With single life cover, you can decide to insure yourself or your partner separately, within one policy. This would mean your Company would pay out twice if you were both diagnosed with a critical or terminal illness, became totally and permanently disabled or died, whichever happened first.
With joint life cover you can insure yourself and your partner together and the policy would pay out just once - when the first person is diagnosed with a critical or terminal illness, becomes totally and permanently disabled or dies, whichever happens first.
Life or critical illness cover will help you, your partner, or your family cope with the financial burdens caused by the critical illness or death of a loved one.
Tel: 07711 005774
Fax: 0191 5006767
EMH Financial Planning
11 Constable Gardens
Or use our contact form.
Life has so many surprises it's best to be prepared and have a partner you can count on.